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The Chapter 7 bankruptcy process can be described as a series of steps with an end goal of receiving a discharge. The major steps for a Chapter 7 bankruptcy case are: The Debt Analysis The first step in a Chapter 7 bankruptcy will be determining how much debt you have. There are some debts that cannot be discharges such as child support obligations. Also, if you have any property you put up as collateral, the creditor can take that property if the debt is not paid. Also determining everyone you may owe money to is important. Having your...
read moreThere are a couple of options in regards to filing for a personal bankruptcy. Two of the most popular are chapter 7 and chapter 13. Although they are both a type of bankruptcy, there are some differences that are good to look into to find out which bankruptcy is the best choice for you. Chapter 7 Bankruptcy Chapter 7 is often known as a liquidation bankruptcy that is designed to eliminate your unsecured debts like your medial or credit card bills. In order to be eligible to file a chapter 7 bankruptcy you must have almost no disposable...
read moreMost people are hesitant to file for a Chapter 7 bankruptcy but decide that having protection from creditors and a fresh start is worth it eventually. The process can seem stressful and tedious at the beginning, and the preparation stages usually are, but the truth is, it’s almost always over once the petition has been filed. There are several stages in a Chapter 7 bankruptcy. In very general terms, they are: the preparation of the documents to be filed in the case, the filing of the case with the bankruptcy court, the first meeting with the...
read moreWhere Will My Bankruptcy Case Be Filed? This is a question that we often get asked in initial consultations. The answer is determined by your county of residence. Below is a list of Bankruptcy Courts we file cases in and the counties that correspond with each Bankruptcy Court: Atlanta Division Counties Served: Cherokee, Clayton, Cobb, DeKalb, Douglas, Fulton, Gwinnett, Henry, Newton, Rockdale Court Address: 75 Spring Street South West Atlanta, Georgia 30303 Gainesville Division Counties Served: Banks, Barrow, Dawson, Fannin, Forsyth,...
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